Import your bank's OFX feed, categorize once, and watch each budget period balance itself. Weekly, bi-weekly, or monthly — on your schedule, not the calendar's.
Sign in with Google · No passwords · English & French
OnTrack replaces the fragile budget workbook with a real app that understands pay periods, recurring bills, and your bank's data.
Drop in the OFX/QFX export from your bank (1.x or 2.x, any encoding). Duplicates are skipped automatically, so re-importing is always safe.
Paid weekly, bi-weekly, or monthly? Pick your rhythm and every new period spans exactly the right dates — leap-year and month-length math handled.
Income, expense, and a residual "catch-all" that auto-balances against your revenue. Rename once and every past period updates.
Rent, subscriptions, loan payments — set them once with three rule types (monthly, bi-weekly, last business day) and they populate every period.
Every period is preserved — never just the current one. Balances carry forward automatically so your numbers stay continuous over time.
Fully bilingual, switchable per account regardless of your device language. Numbers and dates format for your locale.
Current and upcoming periods sit up top; past periods tuck neatly below. The period you're in right now is marked so you never lose your place.
Your finances are nobody else's business — including ours. OnTrack is built so your data stays yours.
Your name, email, and every transaction description are encrypted with AES-256 in the database. A stolen file reveals numbers, never who they belong to.
Sign in with Google. OnTrack never sees or stores a password, and there's no password database to breach.
Every account is fully isolated. No shared views, no analytics selling, no bank credentials stored — you upload only the OFX files you choose.
OnTrack Budget is a personal project shared with family and friends. Sign in with Google and start budgeting — no card, no trial timer.
Any bank that lets you export OFX or QFX files — which is nearly all Canadian banks (RBC, TD, BMO, Desjardins, and more). Look for "Export" or "Download transactions" in your online banking.
No. There's no Plaid, no stored bank credentials. You download an OFX file from your bank and upload it — OnTrack only ever sees what you hand it.
Yes, per account, any time — in Settings → General. Your choice sticks regardless of your device's language.
It stays encrypted and isolated to your account. Deleting your account removes all of your periods, categories, and transactions cleanly.
